Get Your Free Jewelry Insurance Quote

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1. Enter the Zip/Postal Code of the Jewelry Wearer

2. Tell Us About Your Jewelry Item(s)

Jewelry Value Help
Add another item

What's Covered

We provide all types of jewelry insurance, including engagement ring insurance. Watches, earrings, and even loose stones while being set - yep, we cover those too.

No matter the type of jewelry you insure, it'll be protected by our comprehensive repair or replacement coverage. Plus, your coverage includes worldwide travel.

Loss

You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.

Theft

We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.

Damage

You hit your diamond ring on the edge of a table and it cracks, or you're pulling on a sweater and a prong is bent. Accidents happen. We'll cover that.

Disappearance

Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.

How We Compare to Homeowners

Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits. Insuring your jewelry with a standalone policy protects your home insurance from the effects of a claim.

How We Compare Jewelers Mutual Group Typical Homeowners
Loss checkmark X symbol
Theft checkmark checkmark
Damage checkmark Not always covered
Disappearance checkmark X symbol
Flood or Earthquake checkmark Not always covered
Worldwide Travel checkmark checkmark
Out-of-Pocket Cost $0 deductible option Homeowners deductible applies
Loss

Jewelers Mutual Group

checkmark

Typical Homeowners

X symbol
Theft

Jewelers Mutual Group

checkmark

Typical Homeowners

checkmark
Damage

Jewelers Mutual Group

checkmark

Typical Homeowners

Not always covered
Disappearance

Jewelers Mutual Group

checkmark

Typical Homeowners

X symbol
Flood or Earthquake

Jewelers Mutual Group

checkmark

Typical Homeowners

Not always covered
Worldwide Travel

Jewelers Mutual Group

checkmark

Typical Homeowners

checkmark
Out-of-Pocket Cost

Jewelers Mutual Group

$0 deductible option

Typical Homeowners

Homeowners deductible applies

3. Choose Your Deductible

 
Your Summary Total: $0.00
per 12 mo
Apply For Coverage
Email My Quote
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Total ( ): $0.00 per year

This is Jewelers Mutual Group's minimum policy premium.

Apply For Coverage

What's Covered

We provide all types of jewelry insurance, including engagement ring insurance. Watches, earrings, and even loose stones while being set - yep, we cover those too.

No matter the type of jewelry you insure, it'll be protected by our comprehensive repair or replacement coverage. Plus, your coverage includes worldwide travel.

Loss

You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.

Theft

We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.

Damage

You hit your diamond ring on the edge of a table and it cracks, or you're pulling on a sweater and a prong is bent. Accidents happen. We'll cover that.

Disappearance

Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.

How We Compare to Homeowners

Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits. Insuring your jewelry with a standalone policy protects your home insurance from the effects of a claim.

How We Compare Jewelers Mutual Group Typical Homeowners
Loss checkmark X symbol
Theft checkmark checkmark
Damage checkmark Not always covered
Disappearance checkmark X symbol
Flood or Earthquake checkmark Not always covered
Worldwide Travel checkmark checkmark
Out-of-Pocket Cost $0 deductible option Homeowners deductible applies
Loss

Jewelers Mutual Group

checkmark

Typical Homeowners

X symbol
Theft

Jewelers Mutual Group

checkmark

Typical Homeowners

checkmark
Damage

Jewelers Mutual Group

checkmark

Typical Homeowners

Not always covered
Disappearance

Jewelers Mutual Group

checkmark

Typical Homeowners

X symbol
Flood or Earthquake

Jewelers Mutual Group

checkmark

Typical Homeowners

Not always covered
Worldwide Travel

Jewelers Mutual Group

checkmark

Typical Homeowners

checkmark
Out-of-Pocket Cost

Jewelers Mutual Group

$0 deductible option

Typical Homeowners

Homeowners deductible applies
Apply For Coverage

Applying for insurance usually takes less than 10 minutes, even on a mobile device.
Apply now and wear your jewelry worry free.

What You'll Need

If someone else wears the jewelry:

Wearer's Name & Address

If the wearer has an alarm system:

Alarm System Details

Documentation

To apply, you only need the appraised value (if it's been appraised) or full purchase price of your item(s).

It's highly recommended that you upload an appraisal or detailed receipt, to ensure exact repair or replacement in the event of a claim.

Don't have documentation on you? Apply now, upload later. That way your coverage can start ASAP.

In order to protect your privacy, this application will timeout after 30 minutes of inactivity.

Start Application
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Applicant & Wearer Information

1. Your Contact Information

2. Who will wear the jewelry items?

3. In the last 7 years, have you or the person wearing the jewelry ever...

4. Important information about our website and your privacy:

Please review the Jewelers Mutual Group website Terms Of Use and Privacy Policy. In addition, to learn more about how Jewelers Mutual Group protects its customers' nonpublic personal information, including financial information, please read our "Notice to Policyholders: How We Protect Your Privacy" (Privacy Notice).

Jewelry Details

1. valued at $0.00

You may proceed with your application, however the older your appraisal, the higher likelihood that your jewelry will be underinsured.

We recommend appraisals every 24 months for the most accurate replacement value.

Select a File

2. Alarm & Security Systems

3. Select an Effective Date

Additional Questions

Due to the value of your items, we require additional information.

1. Personal History

2. Jewelry Storage

3. Travel

Please correct the following fields before saving:

Payment

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Review Your Application

Applicant:
Primary Applicant
,   
 
 
$0.00 value
Appraisal Uploaded? No
Alarm System?  No
Add another item
Taxes & Surcharges:
$0.00
Total 12 Month Premium:
$0.00
Coverage Includes:
Loss
Damage
Worldwide Travel
Theft
Disappearance
Additional Coverage Details

Your application is being processed...Please wait...

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From your account, you can:

Pay your bill
Submit a claim
Add jewelry to your policy
Upload documentation
Your password must be at least 8 characters long and must contain at least one of each of the following:
•  lower case letter
•  UPPER case letter
•  Number (1, 2, 3, etc.) or special character (#, $, ?, etc.)
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